Introducing the Healthcare Plan

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The ALEBA Healthcare Plan was established on 20 October 1928, ten years after the union was founded (its original name was “Sterbekasse des Luxemburger Bankbeamtenvereins”).

The articles of association were approved by the competent ministry under the name Caisse de décès de l’Association des employés de Banque on 11 July 1929. Shortly thereafter, it became a member of the Fédération Nationale des Sociétés Luxembourgeoises de secours mutuels, which was founded on 6 July 1924 and is now the Fédération Nationale de la Mutualité Luxembourgeoise (FNML).

In 1964, in line with changes in the insurance sector, it was renamed the “Caisse de Décès de l’Association Luxembourgeoise des Employés de Banques et d’Assurances”. After ALEBA broke away from the Fédération des Employés Privés (FEP) in 1979, the Healthcare Plan, under the chairmanship of Eugène Storck, was renamed the “ALEBA Healthcare Plan”. In 1994, ALEBA’s new chairman Marc Glesener handed over the reins to Pierre Back, former secretary general of ALEBA.

Lastly, in 2001, on the instruction of the Conseil Supérieur de la Mutualité, the management of the union and the Healthcare Plan was separated.

Under the chairmanship of Pierre Back, the Healthcare Plan celebrated in 2018 its 90th year as a Luxembourg healthcare insurer.

The current statutes (applicable from January 1, 2021) of the “Mutuelle de l’ALEBA” are available here.


The ALEBA Healthcare Plan is intended to provide its members:

–Financial assistance in the event of illness, accident, hospitalization or dental-treatment, this in accordance with the settlement of the social fund.

(Healthcare Plan Compensation request)

(Appendix Healthcare Plan Compensation request)

(Healthcare Plan Social Fund regulations)

– A dead benefit is paid to legal heirs:

  • 200 Euro after 1 year of membership
  • 250 Euro after 10 years of membership
  • 300 Euro after 20 years of membership
  • 350 Euro after 30 years of membership
  • 400 Euro after 40 years of membership

Other benefits :

  • Birth premium (applicable from January 1, 2021)

A premium of €100 is paid at the birth or adoption of a child.

  • Extended driver’s licence (applicable from January 1, 2021)

Reimbursement of medical examination costs when extending driver’s licence.

–The option of joining the Caisse Médico-Complémentaire Mutualiste collective scheme, as well as the individual PrestaPlus, DentaPlus and OptiPlus schemes.


  • The Mutuelle is affiliated to the Fédération Nationale de la Mutualité Luxembourgeoise

At the Ordinary General Meeting of the Fédération Nationale de la Mutualité Luxembourgeoise on 6 May 2017, the representatives of the FNML’s 48 mutual assistance member companies confirmed Pierre Back as vice-chairman and Alain Back as statutory auditor.

  • Caisse Médico Complémentaire Mutualiste (CMCM)

At the CMCM (Caisse Médico Complémentaire Mutualiste) conference held on 19 September 2020 in Mondorf, Fernand Fischer was re-elected to the board of directors. He was then elected vice president of the CMCM at the subsequent board meeting.

These appointments are the confirmation of the commitment of our representatives to the mutual assistance cause. They also demonstrate the high level of esteem in which ALEBA is held by all mutual assistance companies.

Board of Directors

Since June 18th, 2021, the composition of the Board of Directors is as follows:

Chairman Gilbert Beffort
Vice-Chairmen Nico Diedenhofen and Alain Back
Secretary Arsène Kihm
Treasurer Christian Hoeltgen
Members Pierre Back, Denise Berens, Fernand Fischer, Astrid Brenner

Important: The contribution to the ALEBA Healthcare Plan is included in the union subscription.


General Meetings

On 10 June 2022, the GM of the ALEBA Healthcare plan was held in Munsbach. Here the report of the GM.


The 2020 General Meetings of the ALEBA Healthcare Plan were held in Munsbach on Friday 18 September 2020. Here the report of the GM.


The 2019 General Meeting of the ALEBA Healthcare Plan was held in Munsbach on Friday 10 May 2019. Here is the report of the GM.


The 2018 General Meeting of the ALEBA Healthcare Plan was held in Munsbach on Friday 27 April 2018. At a well-attended meeting, the Healthcare Plan’s Committee presented its report on the 2017 financial year to the members present, describing its activity and the numerous initiatives carried out during the year. Here is the report of the GM.


The 2017 General Meeting of the ALEBA Healthcare Plan was held at the Légère Premium Hotel in Munsbach on Friday 7 April 2017. Here is a summary of the GM.


Latest news

Dates for the diary: 2018 ALEBA Centenary (1918)

2018 Jubilee general meeting to mark the 90th anniversary of the Healthcare Plan (1928)

2019 95th anniversary of the FNML (1924)