Introducing the Healthcare Plan

logo mutuelleThe ALEBA Healthcare Plan was established on 20 October 1928, ten years after the union was founded (its original name was Sterbekasse des Luxemburger Bankbeamtenvereins or Association Luxembourgeoise des Employés de Banque – ALEB). In 1964, in line with changes in the insurance sector, it was renamed the “Caisse de Décès de l’Association Luxembourgeoise des Employés de Banques et d’Assurances”. After ALEBA broke away from the Fédération des Employés Privés (FEP) in 1979, the Healthcare Plan, under the chairmanship of Eugène Storck, was renamed the “ALEBA Healthcare Plan”. In 1994, ALEBA’s new chairman Marc Glesener handed over the reins to Pierre Back, former secretary general of ALEBA.

Lastly, in 2001, on the instruction of the Conseil Supérieur de la Mutualité, the management of the union and the Healthcare Plan was separated. Under the chairmanship of Pierre Back, the Healthcare Plan is preparing to celebrate its 90th year as a Luxembourg healthcare insurer.


The ALEBA Healthcare Plan offers its members the following benefits:
– A flat-rate payment to legal heirs in the event of a member’s death

  • 250 Euro from the 11th year membership
  • 300 Euro from the 21th year membership
  • 350 Euro from the 31th year membership
  • 400 Euro from the 41th year membership

– Financial assistance in the event of serious illness, injury or disability
– The option of joining the Caisse Médico-Chirurgicale Mutualiste collective scheme, as well as the individual PrestaPlus, DentaPlus and OptiPlus schemes
(Mutuelle_Demande de remboursement / Mutuelle_Règlement du Fonds social / Mutuelle_Règlement pour soins dentaires)


The ALEBA Healthcare Plan is represented by its Chairman, Pierre Back (Vice-Chairman** of the Board of Directors), at the Fédération Nationale de la Mutualité Luxembourgeoise and the Union des Caisses de Décès Mutualistes du Centre, and by its Treasurer, Fernand Fischer (Vice-Chairman* of the Board of Directors, Finance Committee and Staff Committee), at the Caisse Médico Complémentaire Mutualiste.

*Fernand FISCHER is the new vice-chairman of the CMCM

At the Complementary Mutual Health Fund (Caisse Médico Complémentaire Mutualiste CMCM) conference on 4th June 2016 in Bettembourg, Fernand Fischer was re-elected to the board of directors. He received the highest vote of the seven candidates. He was then elected vice president of the CMCM at the subsequent board meeting.

**Pierre BACK named vice-chairman of the Fédération Nationale de la Mutualité Luxembourgeoise (FNML)

During the board meeting of the FNML on 13th July 2016, Pierre Back was elected unanimously to the role of vice-chairman.

Both these nominations reflect Fernand and Pierre’s engagement for the mutualist movement, as well as the excellence of their work within the SMCM and the FNML. They also show the high esteem in which ALEBA is held by all mutual assistance organisations.

We congratulate Fernand and Pierre on their achievements.

Management Committee

The ALEBA Healthcare Plan Committee comprises:
Chairman  Pierre Back
Vice-Chairmen  Nico Diedenhofen and Alain Back
Secretary  Jean-Claude Hinger
Treasurer  Fernand Fischer
Member  Denise Berens, Gilbert Beffort, Christian Hoeltgen

NB: the contribution to the ALEBA Healthcare Plan is included in the union subscription.


The 2016 General Meeting of the ALEBA Healthcare Plan was held in Munsbach on Friday 8 April 2016. At a well-attended meeting, the Healthcare Plan’s Committee presented its report on the 2015 financial year to the members present, describing its activity and the numerous initiatives carried out during the year. Here is the report of the GM.



Jean-Claude HINGER honored

In tribute to his dedication to the mutualist cause, the Medal of Mutualist Recognition – Class of 2015 was awarded to him by President Pierre Back, representing the National Federation of the Luxembourg Mutuality.

Remise de la Médaille de la Reconnaissance Mutualiste